Owning a home is often identified with the American Dream.  But securing a mortgage is no easy task.  The process can be long, complex, and one of the most important financial decisions of a persons life.  Being as informed as possible before starting your mortgage search is the key to avoiding costly mistakes.  Among the most common mistakes is the failure to check ones credit before applying for a mortgage, failing to look at the total housing payment, not getting pre-approved or locking in your rate.  While the mortgage process can seem like a marathon, with a little patience and the right knowledge you can ensure that your home will bring you joy for years to come.

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